Best Cashback Reward Credit Cards for Savvy Shoppers

Explore the top cashback credit cards of 2017, offering rewards like 2% cashback on all spending or higher rates in categories like groceries and fuel. These cards come without annual fees and provide flexible redemption options, making them ideal for budget-conscious consumers seeking maximum rewards from everyday purchases.

Best Cashback Reward Credit Cards for Savvy Shoppers

Cashback credit cards return a portion of your spending as rewards, typically redeemable once a minimum threshold is reached. For example, a 2% cashback card gives $2 back for every $100 spent. Rewards may be paid monthly or annually and often vary by purchase categories—such as higher rates at supermarkets, gas stations, or department stores. Some cards offer flat rates or tiered rewards based on annual spending. However, keeping spending within your budget is essential to avoid financial strain. Here are top cashback credit cards for 2017, with their benefits and features.

Many cashback cards offer annual payouts, while some provide monthly rewards. Categories like groceries, fuel, and department stores often have higher cashback percentages. Flat-rate options reward all purchases equally, and tiered programs offer increased cashback for higher spending thresholds. Be mindful to manage your spending to prevent overspending. Below are notable cashback credit cards from 2017, detailing their rewards and advantages.

Citi Double Cash Card

This no-fee card provides 1% cashback on purchases, plus another 1% when you pay your bills, totaling 2%. Rewards can be redeemed as statement credits, gift cards, or checks, with a minimum of $25. Its simplicity, combined with an 18-month balance transfer offer, makes it a popular choice. No need to track categories—just spend and earn cashback.

Discover it Cashback Match

Offering up to 5% cashback in rotating categories each quarter with no annual fee, this card averages 1% on all other purchases. Activations are required for quarterly categories like groceries, fuel, or Amazon, up to $1,500. The unique Cashback Match doubles all your cashback earned in the first year, providing significant rewards based on your spending habits.

U.S. Bank Cash+ Visa Signature

With no annual fee, this card grants a base 2% cashback and a special 5.5% rate on two selected categories during the first year, up to $2,000 quarterly spending. Afterward, you earn 5% in your chosen categories and 2% in one recurring category, such as gas or shopping. All other purchases earn 1%. Its adaptable rewards make it ideal for frequent credit users who stay engaged with their account management.